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Dear Mr Tan, I am a owner of the NTUC Living Policy ( LV85) since 1996 . Its contract covers 36 dreaded diseases and permanent diability (PD) provison for up to age 60 years. Today, NTUC has equivale... 21 Apr 2018, View: 43

Dear Mr.Tan, Do you think is save to put all my savings abt $500,000 in fixed deposit with Hong Leong Bank. It is a foreign bank wf limited liability.What does limited liability means? REPLY It i... 21 Apr 2018, View: 93

Dear Mr Tan, I would like to share with you one of the issue i face currently with Bank X. Last year I went down to one of the branch to place a fixed deposit. The staff recommended me a better highe... 21 Apr 2018, View: 52

Several people have expressed concern over the difficulty faced by seniors in selling their old HDB flats to realize cash to down grade to a smaller flat and to use their cash for retirement. Their... 20 Apr 2018, View: 75

The government has the perception that a short term lease is consumption and a longer term lease is investment. They set a minimum of 60 years lease for the unrestricted use of CPF. This perception... 17 Apr 2018, View: 6

I wish to comment on the difficulty faced by seniors in selling their old HDB flat. The government has a scheme to meet their needs. It is called the Lease Buyback Scheme. Details of this scheme ar... 16 Apr 2018, View: 21

You can invest in a property without owning it. This is explained in this article. You can invest in a REIT (real estate investment trust). http://www.todayonline.com/singapore/investing-property-w... 15 Apr 2018, View: 5

A policyholder bought a 21 year endowment policy with a projected maturity value of $464,796. She is now told that the maturity benefit would now be $361,363 (a drop of over 20%) when the policy matur... 25 Mar 2018, View: 200

Dear Mr Tan, I bought the attached Early Cancer Plan A a year ago.It is time to renew. (See PDF below for detail of this policy). What is your advice? Should I renew it? I am 54. No close family me... 23 Mar 2018, View: 61

Sally visited my office to seek my office on the life insurance policies that she and her husband had bought. They are paying too much premium and wish to reduce their budget. Sally is 35 and her h... 12 Mar 2018, View: 27