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1. I hold 250,000 shares of ICBC (1398.HK) at $4.41. The current price is $4.26. I am seeing a small loss of 3%. 2. The stock has a PE ratio of 3.79 and a forward PE ratio of 3.45. This implies tha... 27 Jan 2023, View: 223.

1. I hold 11,000 shares of Baidu (9988.HK) at average cost of $127 HKD. My total investment is $1,420,000 HKD (or $240,000 SGD). 2. The stock now has a forward PE ratio of 14.41 times. It does... 20 Jan 2023, View: 212. Restricted

1. I own 150,000 shares of Top Glove (BVA.SI) at a cost of $0.603. The current price is $0.275 giving me a loss of 54% or S$49,000.  2. Prior to the covid pandemic, the stock price was around ... 20 Jan 2023, View: 363. Restricted

Warren Buffet recently said that banks are a good investment for 2023.  I made a study of the financials for global banks. My findings are: a) The average PE ratio is 10.6 times and dividen... 18 Jan 2023, View: 191. Restricted

I own 170,000 shares of China Petroleum (0386.HK) at an average cost of $3,90 HKD. The current price is $4.02 giving me a small gain.  The PE ratio is 6.28 and the dividend yield is 13.84%.&nb... 17 Jan 2023, View: 146. Restricted

I invested HK$12.8 million (S$2.1 million) in China stocks listed in Hong Kong.  The average PE ratio is 5.78 and the dividend yield is 10.87%.  The prices in Hong Kong are about 30% lower... 11 Jan 2023, View: 219. Restricted

I bought 5,000 shares of Shanghai Junshi (1877.HK) at $41.65 HKD on 9 Jan. The price jumped by 6% to $2.50 the following day.  I bought this stock because it produced a treatment for covid tha... 10 Jan 2023, View: 283. Restricted

I have 15,000 shares of Hong Kong Land (HKL), bought at an average cost of $4.89. It is listed in USD in Singapore Exchange. The current price is $4.82 giving me a small lost of 1.5%. The PE rat... 09 Jan 2023, View: 149. Restricted

It is reasonable for a country to require visitors to buy insurance to cover medical expenses that may be incurred during the visit to the country. The country should arrange the insurance with a l... 09 Jan 2023, View: 160. Restricted

Insurance is good for the community if it is run properly. It performs a useful role in protecting economic losses and generates employment.  It can also be bad for the community if it is run ... 08 Jan 2023, View: 236. Restricted

Insurance is not gambling, as there is an economic loss that needs to be compensated. For insurance to work properly and fairly, the following pre-requisites have to be observed: a) the covera... 08 Jan 2023, View: 210. Restricted

My friend have a strong trust in the integrated health plan. He likes to buy the top plan to cover private hospital and is willing to pay the high premium. He also read the coverage and policy conditi... 07 Jan 2023, View: 194. Restricted

Someone asked me if he should buy travel insurance. I told him that the premium is a few dollars. He can decide whether or not to spend this money. He does not need to ask me. If he wants to spe... 07 Jan 2023, View: 247. Restricted

I hold 15,000 shares of Alibaba (9988.HK) at an average cost of $101.65 HKD. My total investment is $260,000 SGD. At the worse point, I saw a drop of 30% on my holding, giving a loss of $78,000 SGD... 07 Jan 2023, View: 243. Restricted

I hold 130,000 shares of Cosco Shipping Holdings at an average cost of $11.73 HKD. The current price is $7.84 giving me a loss of 33% ($87,000 SGD).  I cannot understand why the stock price is... 07 Jan 2023, View: 406. Restricted

Tesla delivered 1.3 million vehicles in 2022, a growth of 40% over 2021. This growth rate is probably among the highest in the industry. The growth rate for NIO is 34% for 2022. The growth rate f... 05 Jan 2023, View: 212. Restricted

I hold 400,000 shares of China Railway at an average cost of $3.67 HKD. The current price is $4.28, giving me a gain of $60,000 HKD. The PE ratio is 3.15 times and the dividend yield is 5.57%. Thes... 05 Jan 2023, View: 134. Restricted

Many customers like Tesla for the following reasons: a) It has leading battery technology  b) It has great software (to manage the operations) that can be updated "over the air" c)  It ... 05 Jan 2023, View: 264. Restricted

Here are the financial fundamentals of the largest energy stocks - Saudi Aramco, Exxon Mobil, Chevron, Shell. All four stocks have a dividend yield of about 3.5%. This is quite attractive.  ... 29 Dec 2022, View: 164. Restricted

I will try to explain why a stock that has a high growth rate (of its revenue and earnings) can justify a higher price earning ratio (PER). I consider a PER of 15 times to be "fair value". The stoc... 29 Dec 2022, View: 374. Restricted

The table below shows the key financial figures for motor manufacturers, ranked by market capitalization (US$) Tesla has a market cap of $344 billion. It dropped by 70% from over $1 trillion a year... 28 Dec 2022, View: 289. Restricted

1. Many analysts have reported on two key reasons for the sharp decline in Tesla stock price this year. a). Elon Musk sold $40 billion of Tesla stock to fund his purchase of Twitter. He now spend... 28 Dec 2022, View: 146. Restricted

Many economists and analysts have predicted the coming crash of the US dollar. The primary driver is the huge deficit of $31 trillion. I want to give my perspective of how this event might occur.... 27 Dec 2022, View: 288. Restricted

1. The following chart shows the gold price for the past 10 years. It was trading around $1,300 USD for several years up to mid 2019.It jumped by 50% to trade above $2,000 by mid 2020. It correct... 27 Dec 2022, View: 182. Restricted

I saw an article that reported tech stocks lost $6 trillion in 2022.  My rough estimate is that the tech stocks lost 33% in 2022, so the current value of the tech stocks is $12 trillion. I am ... 27 Dec 2022, View: 159. Restricted

I have a large investment in China stocks. I monitor the China economy closely.  The China stocks were affected badly by the covid restrictions during 2022. Many of the stocks were underv... 27 Dec 2022, View: 181. Restricted

Singapore introduced liberalization of the retail electricity market on in November 2018. It allowed consumers to choose their retail supplier (from a list of approved suppliers) and to choose betwee... 25 Dec 2022, View: 37. Restricted

I own 3 properties, one is owner occupied and the other two are rented out. My property tax for 2023 increased by 16% compared to 2022. The increase is 13% and 28% for the rented properties and 4% ... 24 Dec 2022, View: 591. Restricted

I hold 2,100 shares of Tesla at an average cost of $251. At the current price of $137, I see a paper loss of $240,000 USD (SGD 324,000). This wiped out most of the profits that I realized on Tesla dur... 22 Dec 2022, View: 904. Restricted

I hold 30,000 shares in Sinopharm. My average cost is HK$21.2. The current price is $20.3. I have a loss of SGD $5,500 on this holding.  Sinopharm hit a low of $14.6 on 7 Oct. It has recovered... 19 Dec 2022, View: 219. Restricted

Treasury bills, or T-bills, are short-term Singapore Government Securities. T-bills are available in short-tenors of 6 months and 1-year. Unlike the SGS bonds, T-bills do not have interest paymen... 12 Dec 2022, View: 291. Restricted

I hold 90,000 shares of China Suntien at an average cost of $6.66 HKD. The current price is $3.20 giving me a loss of 52%. My current loss is $316,000 HKD, or $55,000 SGD. The current price in HKSE... 12 Dec 2022, View: 251. Restricted

I hold 90,000 shares of Cosco Shipping Holdings at an average cost of HK$13.28. The current price is $8.23. There is a dividend of $2.20 that is payable this month, giving me a value of $10.43. My hol... 07 Dec 2022, View: 238. Restricted

This 1 hour video of my talk is available to the public for $10.  It is provided free for FISCA members. Click here... 06 Dec 2022, View: 36. Restricted

Here are the reasons why I invest most of my funds in China stocks. 1. Discount in Hong Kong I can buy many good quality stocks in HKSE at a discount to the prices in Shanghai. The discounts are C... 05 Dec 2022, View: 367. Restricted

The recently retired CEO of Temasek Holdings said that the fund adopts a "contrarian" approach towards investing. She made this reference in reply to questions about how TH decided to invest in FTX. ... 05 Dec 2022, View: 204. Restricted

I hold 150,000 shares of Top Glove at an average cost of $0.60. The current price is $0.26. I am seeing a paper loss of $51,000 (SGD). The highest price of TG wsa $2.66. The stock price had dropped... 05 Dec 2022, View: 252. Restricted

I hold 43,500 shares of Kerry Prop at average cost of HK$20.21. My total investment is HK$ 879,000 (S$154,000). At the current price of $15.06, I suffer a loss of 25% or S$38,000. The fundamenta... 16 Nov 2022, View: 305. Restricted

Grab is involved ride hailing, food delivery and financial services in several countries in South East Asia.  Its highest price in January 2021 was $13.90. The current price is $2.96. The pric... 15 Nov 2022, View: 325. Restricted

I do not own any share in Uber.  They operate a ride hailing and food delivery service in many cities around the world. Based on their latest financial report, they make a loss of $3.33 per sh... 15 Nov 2022, View: 251. Restricted

My friend asked for my views about this stock. It pays an attractive dividend yield of 5.85%. I studied the financials of this stock at the Yahoo Finance website. Link I extracted the financials... 14 Nov 2022, View: 754. Restricted

I invested $511,978 SGD in 2 China tech stocks (Alibaba and Baidu). I bought the stocks when they dropped about 35% below the 52 week high.  The stocks dropped by a further 30% since I bought ... 14 Nov 2022, View: 269. Restricted

Six months ago, a friend asked for my advice about a crypto product. He invested in the product and asked for my opinion if it is a good investment.  I asked him for a brochure that describes ... 13 Nov 2022, View: 219. Restricted

Over a period of 6 weeks from 23 Sep 2022 to 3 November, I bought 630,000 shares of Country Garden at an average price of HK 1.59 for a total investment of $175,747 SGD. At the worst point on 3 Nov... 11 Nov 2022, View: 439. Restricted

One year ago, the stock price of Meta (Facebook) was $345, giving a market cap of $857 billion. The stock price dropped by 72% to the current price of $96. The market cap dropped to $240 billion.&n... 09 Nov 2022, View: 123. Restricted

The stock price of PayPal dropped by 73% over the past year, from $233.0 to $86.2. This is a large drop, relative to the whole market.  At the current price, the trailing PE ratio is 47.89 and... 30 Oct 2022, View: 291. Restricted

For many years, I had advised people to stay with the HDB loan, rather than move towards the bank loan. The lower interest rate from the bank loan is based on the low interest rate environment. This w... 27 Oct 2022, View: 191. Restricted

Many people invested in REITS (real estate investment trust) as they comprise of several properties. The REIT gives the rental income, net of management expenses. The return was about 4% per annum.&nb... 26 Oct 2022, View: 343. Restricted

30 year US treasury bond yield 2% at the start of 2022. 10 months later, the yield jumped to 4.23%. The bond price dropped by 38%. For the same period, Nasdaq dropped by 33%, Dow Jones Industrial b... 26 Oct 2022, View: 195. Restricted

The table below compares the premium rate for the integrated plans for non-subsidized wards (in public hospitals and private hospitals).  I calculated the total premium for age 61 to 90 and sh... 25 Oct 2022, View: 330. Restricted

The table below compares the premium rate for the integrated plans for non-subsidized wards (in public hospitals and private hospitals).  I calculated the total premium for age 31 to 90 and sh... 25 Oct 2022, View: 233. Restricted

The 20th congress of the Communist Party of China was concluded on 23 Oct 2022. A new team of leaders was appointed.  China released the 3Q economic results soon afterwards. They were delayed ... 24 Oct 2022, View: 705. Restricted

Singaporeans are caught in a dilemma.  They are advised to stay with Medishield Life, as the premium is affordable. However, Medishield Life only covers hospital treatment in subsidized wards.... 24 Oct 2022, View: 324. Restricted

Due to the hike in interest rate, the tech stocks have suffered large losses during the past 6 and 12 months.  For the past 12 months, the largest drops were Zoom (-72.38%), Spotify (-65.28%),... 20 Oct 2022, View: 183. Restricted

I hold 7,000 shares of Baidu at an average cost of HK$ 156.2. The current price is $98.8 giving me a loss of HK$ 396,000 (SGD $71,700). This article by Zachs Equity Research compares the fundamenta... 18 Oct 2022, View: 434. Restricted

Tesla hit a market cap of $1,200 billion on 1 Nov 2021. It has since dropped by 44% to $673 billion. The key reasons for this sharp drop are: a) Elon Musk purchase of Twitter for $44 billion. Th... 14 Oct 2022, View: 348. Restricted

Most people have the impression that motor insurance is unprofitable for the insurance companies in Singapore. This is not the case.  The table below shows the results for eight companies that... 10 Oct 2022, View: 217. Restricted

Many people are alarmed by a few cases of HDB flats being sold for over $1 million. They worry that the HDB flats are no longer affordable.  They should not be distracted by these exceptional ... 05 Oct 2022, View: 29. Restricted

A policyholder consulted me. He bought a life insurance policy from company X for his daughter many years ago. A life insurance agent from company Y advised him to stop the policy when the daughter re... 29 Sep 2022, View: 246. Restricted 20 Sep 2022, View: 24. Restricted