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Dear Mr. Tan Someone recommended me ( 62 years old) to buy the AIA Power Critical Cover. It covers 150 conditions for ALL stages. For $50k sum assured the premium is $4899pa. There is a multi ... 24 Feb 2021, View: 344.

According to this webpage, CPF has appointed Great Eastern Life to be the sole insurer for the CPF Dependent Protection Scheme.  An enhanced DPS scheme will take effect.  The coverage ... 09 Feb 2021, View: 82. Restricted

A policyholder has two insurance policies. She asked me to look at the coverages of these policies and help her to decide which policy to keep and which to give up. She needs to reduce her budget. ... 06 Feb 2021, View: 134. Restricted

An elderly woman invested $100,000 in a complicated life insurance policy that pays a monthly income starting from the sixth year. She was given almost 50 pages of document that describe the contra... 22 Nov 2020, View: 122. Restricted

In the past, the owner of a life insurance policy has to surrender the policy to the insurance company and receive the surrender value. The owner now has an option to sell the policy to an intermed... 22 Nov 2020, View: 116. Restricted

Dear Mr Tan, Lately, I came across a group of financial consultants who claim to be in the business of buying other people's policies at 10% above the surrender values. They then re-sell these prod... 22 Nov 2020, View: 127. Restricted

An elderly lady went to a bank. The bank officer introduced her to a "retirement policy". It is a 16 year policy issued by a foreign company.  The bank officer told her that she can get out he... 19 Nov 2020, View: 127. Restricted

My friend told me that he heard of a case where a patient was treated in a private hospital and the bill was over $1 million. About 80% are covered by insurance. The patient died. Guess who pays fo... 19 Nov 2020, View: 119. Restricted

The global stock markets are volatile. While the stocks are doing well, there is a risk of a crash when the stock market reflect the real economy and the high unemployment rate.  Is it safe to... 17 Nov 2020, View: 119. Restricted

Someone called me. He was very disappointed with a decision of FIDREC on a dispute with an insurance company. He asked me if there was any avenue that he can pursue. He could not disclose the detai... 12 Nov 2020, View: 111. Restricted