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About FiSCA

The Financial Services Consumers Association (FiSCA) of Singapore is an independent, non-profit organization set up in April 2009. FiSCA is dedicated to looking out for consumers of financial products and services (such as loans, investments and insurance)

Objectives

FiSCA's mission is to promote financial education and protect consumers from unscrupulous practices in the financial services industry. We endeavour to raise the level of financial literacy among Singaporeans, and help consumers understand the various types of financial products and services offered in the Singaporean financial market.

FiSCA encourages best practices and combat abuses in the market. As an independent, objective organisation, we seek consumers' active participation to represent consumers' rights and interests in carrying out our work.

We also organize periodic seminars, workshops and other events to provide opportunities for consumers to ask questions, grow their understanding of financial matters, while raising awareness of our cause at the same time.

Office: 24 Sin Ming Lane #02-107, Midview City, Singapore 573970
Email: admin@fisca.sg
Contact: 66599611

      More about FISCA

Mr Tan, Can I solicit your advice on this product? My Citi RM is trying to get me interested in this product. My experience from 2007-2008, has made me wary of RM's foisting financial products on u... 07 Dec 2016, View: 74

Mr Tan, Can I solicit your advice on this product? My Citi RM is trying to get me interested in this product. My experience from 2007-2008, has made me wary of RM's foisting financial products on u... 07 Dec 2016, View: 74

Many people are worried about contracting a critical illness. They are paying a high premium for this cover. For young people, the biggest risk is accidents, especially traffic accidents. They shou... 07 Dec 2016, View: 36

Many people are worried about contracting a critical illness. They are paying a high premium for this cover. For young people, the biggest risk is accidents, especially traffic accidents. They shou... 07 Dec 2016, View: 36

A policyholder invest $10,000 a year in an investment linked policy. The benefit illustration showed following projected values at age 65 (after 40 years) based on a projected yield of 8%. Non-guar... 01 Dec 2016, View: 241

A policyholder invest $10,000 a year in an investment linked policy. The benefit illustration showed following projected values at age 65 (after 40 years) based on a projected yield of 8%. Non-guar... 01 Dec 2016, View: 241

Some insurance companies have introduced an upfront bonus to entice consumers to buy an investment linked policy. The agent used the upfront bonus as a marketing tool and did not fully explain the imp... 01 Dec 2016, View: 52

Some insurance companies have introduced an upfront bonus to entice consumers to buy an investment linked policy. The agent used the upfront bonus as a marketing tool and did not fully explain the imp... 01 Dec 2016, View: 52

Observations: 1.             The payout rate at age 65 varies between 5.5% to 6.7%, depending on gender and the type of plan. 2. ... 27 Nov 2016, View: 119

Observations: 1.             The payout rate at age 65 varies between 5.5% to 6.7%, depending on gender and the type of plan. 2. ... 27 Nov 2016, View: 119

The following table shows the expected annuity payout rate, i.e .the annual amount payable divided by the invested sum. The expected period of payment is estimated and is not based on any actual morta... 27 Nov 2016, View: 55

The following table shows the expected annuity payout rate, i.e .the annual amount payable divided by the invested sum. The expected period of payment is estimated and is not based on any actual morta... 27 Nov 2016, View: 55

There are many different types of annuities, just like they are many different types of life insurance policies.  A life annuity is like a life insurance policy in reverse. When you buy a life... 27 Nov 2016, View: 50

There are many different types of annuities, just like they are many different types of life insurance policies.  A life annuity is like a life insurance policy in reverse. When you buy a life... 27 Nov 2016, View: 50

A policyholder bought an investment linked policy that required him to contribute $833 a month for 3 years and to reduce the premium to $250 a month afterwards. After one year, he received a letter fr... 25 Nov 2016, View: 107

A policyholder bought an investment linked policy that required him to contribute $833 a month for 3 years and to reduce the premium to $250 a month afterwards. After one year, he received a letter fr... 25 Nov 2016, View: 107

A common mistake made by consumers is to invest in a life insurance policy as a saving plan, thinking that it operates like a saving account. The agent usually sells a life insurance policy to the ... 22 Nov 2016, View: 148

A common mistake made by consumers is to invest in a life insurance policy as a saving plan, thinking that it operates like a saving account. The agent usually sells a life insurance policy to the ... 22 Nov 2016, View: 148

Many of the integrated plans offer "as charged" coverage. This means that the insurance plan will pay for the medical bills from private hospital and specialists "as charged", without apply "inner lim... 16 Nov 2016, View: 206

Many of the integrated plans offer "as charged" coverage. This means that the insurance plan will pay for the medical bills from private hospital and specialists "as charged", without apply "inner lim... 16 Nov 2016, View: 206