Dear Mr. Tan My hushand has multiple policies taken out under section 73. The beneficiary is his ex wife. She has since refused to take out her name under the policies. What can we do? REPLY Sect... 07 Nov 2019, View: 49

My first tip on financial planning is to save regularly. You should save 15% of your monthly income.  This tip applies to you, regardless of your income level. This saving is on top of your co... 31 Oct 2019, View: 37

I received this email and got the permission to share it. Dear Mr Tan, I am writing to you to seek your opinion as a veteran in the insurance industry. My wife "KMM" bought an AIA life insurance w... 30 Oct 2019, View: 35

Many people have a personal medical coverage (Medishield or integrated plan) and also a group medical coverage provided by the employer. It can be quite confusing when they make a claim for a hospi... 27 Oct 2019, View: 23

My friend paid $800 for a complicated surgery to re-attach a torn ligament in his arm due to injury caused by excessive bowling. He went for subsidized treatment and also used his medisave account t... 10 Oct 2019, View: 10

A lawyer approached me for help. His client had a $70,000 medical bill rejected by the integrated plan insurer on the grounds of non disclosure. The agent did a bad job and did not fill up the medical... 10 Oct 2019, View: 19

Critical illness policy Dear Mr. Tan I am wondering if I should also buy policies for critical illness. To be honest, I am quite sceptical about insurers as I have seen my parents screwed by insur... 15 Sep 2019, View: 13

Dear Mr Tan, I watched your video about the Integrated Shield plan and who should buy this plan. I am in my late 30s and am working in a company that has quite a decent medical insurance coverage for... 15 Sep 2019, View: 12

A policyholder asked me if he should keep the life annuity or encash it and re-invest the money in another investment. Here is my suggestion. The life annuity provides a monthly return of $500 (... 26 Aug 2019, View: 19

Dear Mr. Tan I have bought a Living Policy in 2001 and I will be 61 yrs in Oct 2019. As I have no income, I do not wish to pay the yearly premium of $6,900 and was told they will deduct from my cur... 16 Aug 2019, View: 12