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Investing CPF savings in a property
07 Jan 2022 (152 views)  


Summary of the key points in this article.

1. 13% of owners who sold their property are not able to return the CPF savings together with interest at 2.5% p.a.
2. They are not required to top up the shortfall (lucky for them)
3. They lose the cash that they paid towards the purchase of the property entirely. The amount depends on each individual owner.
4. However, they enjoyed the benefit of living in the property, i.e. they do not have to pay rental.
5. At one time, people think that purchase of a property will lead to a big gain, plus a free stay in the property. This does not apply to 13% of the home owners now. Property investment is not as attractive as it was a few decades ago.

Tan Kin Lian


Investing CPF savings in a property
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Summary of the key points in this article.

1. 13% of owners who sold their property are not able to return the CPF savings together with interest at 2.5% p.a.
2. They are not required to top up the shortfall (lucky for them)
3. They lose the cash that they paid towards the purchase of the property entirely. The amount depends on each individual owner.
4. However, they enjoyed the benefit of living in the property, i.e. they do not have to pay rental.
5. At one time, people think that purchase of a property will lead to a big gain, plus a free stay in the property. This does not apply to 13% of the home owners now. Property investment is not as attractive as it was a few decades ago.

Tan Kin Lian