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Ask the agent to explain the policy
17 Apr 2021 (167 views)

Someone sent to me the benefit illustration of a 10 year term policy with cancer protection. He asked for my views if he should buy the policy.

TKL answer:
Can you ask the agent to explain the benefit illustration to you? Your annual premium is only $789 a year, or $68 a month. You can treat this as your regular expenditure.

You can ask the agent to give you statistics of the percentage of policies who successfully claimed for the following benefits in each year:

a) Early stage of major cancer benefit
b) Advanced stage of major cancer benefit
c) Additional advanced stage of cancer benefit.


Ask the agent to explain the policy
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Someone sent to me the benefit illustration of a 10 year term policy with cancer protection. He asked for my views if he should buy the policy.

TKL answer:
Can you ask the agent to explain the benefit illustration to you? Your annual premium is only $789 a year, or $68 a month. You can treat this as your regular expenditure.

You can ask the agent to give you statistics of the percentage of policies who successfully claimed for the following benefits in each year:

a) Early stage of major cancer benefit
b) Advanced stage of major cancer benefit
c) Additional advanced stage of cancer benefit.